Look at this happy couple. They were smart. They planned far ahead for their golden years with a sound investment strategy. Her great grandfather was John D. Rockefeller.
A wise man once said, If a man’s wealth be measured in grains of rice, he could hold all the riches of the world in his hands. Okay, so that man was an idiot. He was also my Uncle Larry, and he died penniless – unless you count the 850 boxes of Minute Rice found in his basement after his funeral.
Thankfully, I did not follow Uncle Larry’s investment approach, though I am enjoying the Minute Rice he left us. In fact, I have accumulated a large amount of wealth over my lifetime – almost as much as I have lost. If you’re concerned you may not have saved enough to comfortably retire before the age of 75, you’re not alone. You’re still probably screwed, but at least you’ll have company.
Let me share a few pearls of wisdom. First, whatever you do, and you might want to get a pen to write this down: NEVER HAVE KIDS! They are insanely expensive. The ROI on progeny is like a buying a bond – it takes decades to see a profit – if you’re lucky. According to recent studies I just made up, the cost of raising a child through college is $4.9 million – even more if you indulge in orthodontia for their crooked teeth. Okay, maybe I’m overshooting my cost projections slightly. My point is, kids will drain your retirement savings.
Don’t get me wrong – I love my kids – almost 70% of the time. I’m just saying, think of all you could do with the mega-bucks you’d save by being a little more conscientious about birth control. You could buy a small island off the coast of Greece (other than Mykonos or Santorini – I checked – they are way out of your price range). However, if you glibly choose to ignore my advice and decide to start a family anyway, don’t say I didn’t warn you. Continue reading “How to Retire Filthy Rich” »
I’m 61 years old. You can’t fool me with platitudes like “60 is the new 45.” Let’s face it. The man in the mirror is looking very rough around the edges – and frankly, he’s looking pretty rough everywhere inside the edges, too.
In recent years, I’ve become increasingly aware that my body is starting to falter. Nowadays my knees creak melodiously. When I get out of a chair, I have to think about how much thrust will be needed to propel me to a vertical posture. I’m losing my hair where I want it and gaining it in places I don’t. And my eyebrows grow in every direction but straight. When did that start happening?
In a series of futile efforts to stave off getting old, I’ve employed a variety of desperate measures. I can’t recall how many times I’ve tried dieting – mainly because my memory isn’t that good anymore. Every diet I try seems to end at the bottom of a guilt-ridden bowl of mint chocolate chip ice cream at 11 o’clock at night, with me swearing I’ll start my diet tomorrow. I’ve tried working out on the treadmill, swimming and cycling, but these all suffer from a major drawback: they all require effort. I’ve tried herbal supplements like ginkgo biloba to improve my memory, but I always forget whether I took the pills that day or not. I’ve even tried self-proclaimed miracle drugs like Dyzastra. You name it. I’ve tried it. None of them have worked. I still feel like I am aging by the minute.
I have searched for the Fountain of Youth for years with no success – until now. I’m excited to share that I’ve finally found the secret to feeling instantly 20 years younger. And it did not require any expensive cosmetic surgery, painful ab crunches, uncomfortable fat-burning, vibrating belt, or Australian-method Pilates classes. I didn’t have to drink Kale smoothies, which, no matter how many blueberries you add, still taste like, well, Kale smoothies. No hair transplants. No hip replacement. Nothing that my doctor has been nagging me to change about my daily fitness habits for the past fifteen years. No, my solution was far simpler and pain-free.
Continue reading “I Have Discovered the Fountain of Youth” »